motivation to deGoogle: Creditors can lock your Android remotely if you are delinquent. ( infosec.pub )
The technical mechanism:
https://play.google.com/store/apps/details?id=com.google.android.apps.devicelock
update
To be clear, I am not the OP who experienced this problem. I just linked them from here.
![](https://mbin.grits.dev/media/cache/resolve/entry_thumb/06/63/066303cef41aee04a20137b825c47f67fdbe1a1526d3f503c0e52dee9b0c93e6.png)