@MikeDunnAuthor Been beating this particular drum since I started working. I stopped mentioning it to my financial planner because his entire professional existence hangs on the fantasy that retirement is something I can actually have. Nah, #GenX never once considered retirement as something for us. It was something that our boomer parents had, and they’ll take with them when they die. Just like Social Security. If you don't depend on a thing, it can't let you down.