a major obstacle to #1 is we're too used to fictional rules that say there's gotta be some way for the light "nimble" character to do as much shit as the heavily-geared one, and coupled with niche protection we end up with "the heavily-geared character needs to have access to their shit at all times or they'll just be garbage" —
just don't do that, make gearing up a sometimes thing, suitable for specific situations and contexts