When you're criminally accused, how do you pay your mortgage? ( www.stuff.co.nz )

Obviously, I am not in this situation. Related article, wondering what is happening to this woman's house/loans/expenses/rent/car payments/etc

So before conviction, when you're being held pending court proceedings, it would be inconvenient to attend your work place during that time. So I'm wondering, what happens?

If you're found not guilty after months of court hearings, are you just fucked over completely because the bank foreclosed on your house?

JoBo ,

It fucks your whole life up even if you're eventually found innocent.

I'm not a fan of carceral solutions but this is not something only abolitionists should care about. Remand (and also, short prison sentences) are viciously unfair, causing disproportionate harm which can never be compensated for.

leanleft ,
@leanleft@lemmy.ml avatar

some apartments have an clause to break the lease early. others may only allow for a friend or family to enter your apt.

FartsWithAnAccent ,
@FartsWithAnAccent@lemmy.world avatar

That's the neat part: You don't!

protist ,

I had a friend a long time ago who was arrested for shoplifting and was unable to post bail due to this being like a second or third charge. He was evicted from his apartment while he was in. He released his key to me from jail, and another friend and I went and moved out as much of his important stuff as we could, and the apartment complex threw away the rest. If we hadn't been there to help him, he would've lost literally everything, computer, passport, guitar, you name it.

xmunk ,

This is one part of the vicious cycle of excessive imprisonment in the US. You generally don't. If you're imprisoned your rent or mortgage will lapse and if you can't afford to absorb the payments with savings you may be forced to sell or release the property to avoid going into debt... then when you get out you'll have no where to go.

UprisingVoltage ,

I fucking hate US

WarmSoda ,

What happens to your home/property in other countries when you're incarcerated for extended periods of time?

tfowinder ,
@tfowinder@lemmy.ml avatar

In india there is no law barring from paying/owning property from jail.

There is no difference between defaulting weather you are in jail or not.

It would be treated as if you ran off in case you don't respond and fail to pay the required payments, things would proceed accordingly.

WarmSoda ,

There's no law in the US stopping you from paying from jail either. If you have the money.

workerONE , (edited )

Yeah there's no law preventing it but you wouldn't have the ability to write a check or to send money by Zelle, as an example. You would need someone outside the jail to make those payments on your behalf.

Edit: I wonder why people are downvoting me. When someone is arrested and put in jail they just can't do normal things. Maybe some people eventually get computer access in prison but realistically you couldn't depend on it

themurphy ,

Jesus, people don't even get internet access in US prisons?

andrewta ,

Depends on what you are in for. And also depends on which prison guard you posed off.

themurphy ,

And I assume that it may also vary from prison to prison, as prisons are privatised in the US?

andrewta ,

Not sure why you got down voted for that. But the prisons are privatized in the US. Not sure how that would affect phone or internet

evasive_chimpanzee ,

They probably got down voted because it's not correct to say the prisons are privatized. There are private prisons, but 90+% of prisoners are not in private prisons.

ShepherdPie ,

If you don't pay property tax, the city/county will seize it and auction it off to pay the bill.

WarmSoda ,

So.. the same exact thing then.

ShepherdPie ,

Actually, I just now realized that I misread their comment and thought they were asking about what happens in the US. I'm honestly not sure what happens in places like Europe, but I imagine it's much less of an issue since prison isn't the 'solution' for everything like it is here.

chairman ,

Well, this is not a US problem or a prison problem. It's fundamentally a problem where you don't pay your mortgage. If you decide to go to the international space station for 2 years and not pay your mortgage during that time, you will get your house foreclosed.

Pay your mortgage and if you are not able to do it yourself, get someone to do it for you.

davel ,
@davel@lemmy.ml avatar

The peasants have no bread? smuglord Skill Issue. I would have simply eaten cake.

Proximate cause vs ultimate cause

xmunk ,

It's an especially awful problem in America because we jail people for minor offenses so this impacts a lot of people that arguably should never be jailed anyways... and once you're jailed in the US there's a strong chance it will happen again and again.

JoBo ,

People who spend 2 years on the ISS are generally very well paid for it. They're not going to have any trouble covering their mortgage.

That is entirely different from having your ability to earn a living taken away by the state even while legally presumed innocent.

WarmSoda ,

It doesn't matter, you went against the narrative.

WarmSoda ,

You still haven't answered what happens in other countries. Everyone else is saying it's the same process.

daddyjones ,
@daddyjones@lemmy.world avatar

Incident in question didn't happen in the US.

gravitywell ,

Most likely you lose your home if you can't pay for it due to being in jail, however having a home with a mortgage and a job that pays enough and a history of paying, will all generally work in a defendants favor in terms of getting out on bail. If the court can trust you enough to be on house arrest then that's usually better for everyone.

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