Congressional Republicans are hell-bent on destroying the CFPB's $8 cap on credit-card late-fees. Trump's presumptive running-mate Tim Scott is making this a campaign plank: "Vote for me and I will protect your credit-card company's right to screw you on fees!" He boasts about the lobbyists who asked him to take this position: champions of the public interest from the Consumer Bankers Association to the US Chamber of Commerce.