reddig33 ,

Im thinking state governments will just move in and provide an insurance fund.

phdepressed ,

That's insurance of "last resort", just because a state has an insurance fund, doesn't mean the costs are anything people can pay.

silence7 OP Mod ,

Or that it's financially viable. A fire in the wrong place will wipe out the one in California, and force the state to force all the for-profit insurers to kick in money to rescue it, which will in turn result in sharply higher rates for everybody.

JeeBaiChow ,

Maybe them scientists knew a thing or two about this climate thing...

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