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krayj

@krayj@sh.itjust.works

This profile is from a federated server and may be incomplete. For a complete list of posts, browse on the original instance.

You Have a Right to Know Why a Health Insurer Denied Your Claim. Some Insurers Still Won’t Tell You. ( www.propublica.org )

Federal law and regulations require insurers to hand over exactly this sort of information in response to a written request. And they have to do it fast: Most people who get insurance through an employer should get the records, called claim files, within 30 days....

krayj ,
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I don't even understand why there is a burden on the part of the insured to have to make a written request for this.

If you have a claim that is denied, the insurer should be required to provide the full details and reasons for the denial automatically at the time of the denial.

krayj ,
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Domestic abusers shouldn't have guns...this is true.

The problem is that responsible people get protection orders issued against them all the time (and what's being discussed are protection orders, not convicted abusers)...because many states require no proof other than the word of the accuser...which inevitably leads to people weaponizing the process out of petty revenge or anger solely to make life hell for their ex. People convicted of domestic abuse would still lose their guns. What the article is discussing is whether people who've been accused without evidence should continue to have their rights stripped or not.

krayj ,
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We feel like we’re in a club where we’re not really welcome.

How brain dead do they have to be, to be realizing this just now?

krayj ,
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Your comment is textbook sealioning.

krayj ,
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You specifically cite the example of piracy going away as a reason for wanting to compare instance's defederations, but that activity had nothing to do with defederation. Lemmy.world is still federated with the instances that hosted the piracy communities.

krayj ,
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Here are some basic definitions:

Instance: a Lemmy server with its collection of local users and local communities

Federation: allowing users of one instance the ability to participate and interact with the content and users of another instance

Defederation: "blocking" an entire instance and its users from participating and interacting with the content and users of another instance.

Every instance maintains a publicly visible "instances" list where you can see which instances are allowed/federated (listed as "Linked Instances" and which other instances are disallowed/defederated (listed as "Blocked Instances". That list is always at the same predictable URL for every instance ( https://lemmy.world/instances). For Lemmy.World, that list would be at https://lemmy.world/instances.

Instances operators also have the ability to surgically block specific users or specific communities from other instances. This doesn't mean they have 'defederated', it just means they have blocked a specific use or instance. These are considered moderation activities and show up in an instance's moderation log (also called the "modlog"). Every instance's modlog is public and visible at the predictable URL of https://lemmy.world/modlog For Lemmy.World, the modlog would be at https://lemmy.world/modlog. The modlog has a "filter by action" dropdown making it easy to find certain types of moderation activities. If you search the modlog for "removing communities" you can see the communities that an instance has removed or blocked.

In the case of the piracy communities, they were removed from Lemmy.world, but federation still exists between Lemmy.world and the other instances where those blocked communities still exist.

krayj ,
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You really should be directing your angst at the bastards who respond to advertising. If it weren't for them, there would be no advertising at all because it would be completely unfeasible. Nobody would be willing to pay for something that has no return on investment.

krayj ,
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Non-human predators that hunt, kill, and eat other animals...do you consider them unethical, or is it only unethical for animals capable of inventing the concept of 'ethics'?

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