I know someone who died because he was irresponsible, I myself had 2 accidents, one of which was serious and I no longer ride because I don't trust myself or others, with the problem that I spend a lot more if there is no public transport.
It's a vehicle that gives too much freedom, and it doesn't take long for a person who isn't fully responsible to abuse what he can do on the road.
I was speaking more ideally, because if you limit yourself you can have all the advantages it can give without ending up between the sheets of guardrails and cars.