@ajsadauskas@asklemmy I wish there was a better alternative than NextCloud (or that NextCloud was better). It's not great, but it's ok and it depends on what you're going to use it for.
You should probably find an Australian provider, but look for someone that has an actual Collabora server with your managed account (avoid the community version server which is unstable).
Also, make sure that you can install apps (which in most cases you can), you need them. For instance, if you're going to use it for photos, the default Photos app very limited and you need the Memories app for timelines and albums.
If some of your money (to the provider) goes into development, not only hosting, it's probably a better investement.