Actually, now would be the perfect time to hold on to your car, since the Federal Reserve is going to drop interest rates soon and therefore increase inflation. And then just before they increase rates again, you can sell your car and then buy another one. When they cars get cheaper again. You can use our broken system to your advantage, but it does take work. As an example, I purchased a home in early 2022 and have only been living here for two years and already have $30,000 worth of equity in this house due to inflation. You are basically shorting the USD by buying a house because a FIXED rate mortgage cant change and cause your payment to go nuts.