That was OP both you and I have been commenting with. To be fair, OP used the phrase "loan relief", nevertheless "total rug pull" is clearly untrue and OP did not acknowledge it as hyperbole.
What OP ought to understand is that Biden didn't bargain it away to appease Mickey Mouse, he was appeasing Republicans who were holding the budget to ransom (yet again) as you pointed out.
Or maybe OP isn't discussing in good faith to start with? Maybe "this is what my friends say" is really just cover for an attempt to spread misinformation?