Everyone seems to miss the "higher expenses related to collision and damage" part which is actually the most important part.
Why would electric cars crash more often than ICE cars? EV and ICE cars should drive exactly the same. I know my electric Berlingo drives exactly the same as ICE Berlingo.
Maybe the reason is that some popular EV brand makes cars that are dangerous to drive by installing non-standard steering wheels, turn signal switches and touch screens instead of buttons (not to mention too powerful engines)? If that's the case it says nothing about EVs in general and definitely doesn't indicate there are 'hidden' costs to EV ownership. Just don't buy bad EVs only because they have more range.