I did not mean to guilt trip anyone. Nor am I spinning some "personal responsibility" conservative Boomer shit.
Everything that you say is absolutely true.
But the reality is that those are peak earnings decades and the fact that the economy is an utterly unjust dumpster fire and 100% of the fault for that lies at the feet of rich conservative old people and idiots who get conned into voting against their own best interests, doesn't make that not true... And also doesn't change that being old and broke is gonna suck balls.
That's just meant to be a motivator. It is for me, I wouldn't be doing as well as I am (which is not nearly as well as I want to be) without that exact motivator + the fact that I have a family that depends on me.