This is an excellent answer. My eli5 addition is this:
It depends on your distro. Distros that do more hand holding and more compatibility without additional operator involvement will be more likely to backport or use a stable kernel with backports like these. Examples: Ubuntu/Fedora/Mint. Distros that focus on system stability will take much longer to integrate backports like these, ex: Debian. And masochists will tell you to do it yourself, ex: lfs, arch.